At Harmony Place, we believe that financial barriers should not prevent you from getting the help you need when working to overcome your addiction! If you or a loved one struggles with a substance use disorder, you may be able to use your Anthem health insurance plan to help pay for rehab. Harmony Place works directly with this type of insurance so you can receive the financial assistance you need.
Anthem Blue Cross rehab coverage includes programs that offer help for substance abuse rehabilitation at a professional treatment center. Plans may cover detox, therapy, and other necessary services for you or your loved one to overcome substance abuse, once and for all.
Anthem Blue Cross and Substance Abuse Treatment
Anthem Blue Cross is an insurance company that provides coverage for many mental health services and addiction treatment so individuals can receive treatment without breaking the bank. Anthem is the parent company of Anthem Blue Cross and Blue Shield. The organization covers more than 70 million people through its affiliations, and at Harmony Place, we are proud to take Anthem coverage, as well.
To learn more about insurance companies that Harmony Place works with and for more information on how to verify your insurance, click here.
Anthem Coverage Levels and Plans
There are three basic coverage levels for Anthem insurance, which are outlined below:
- Bronze: The “bronze” plan delivers the smallest monthly premiums. It also brings the highest deductibles and copayments.
- Silver: The “silver” plan comes with premiums that are more expensive than “bronze” but have lower deductibles and copayments.
- Gold: The “gold” plan offers the highest level of coverage but brings the most expensive monthly premiums. However, it provides the least costly deductibles and copayments.
Anthem’s Out-of-State Coverage
One of the most important benefits of Anthem is its nationwide network of BCBS providers. When an individual wishes to attend treatment in a clinic that is far away from his or her home, it is possible to take advantage of “guest membership”.
This allows the person to connect with an affiliated HMO that is located in another state. However, the person must live there for at least 90 days. This is extremely convenient for a person who is choosing inpatient treatment for substance abuse treatment that may be in a different state.
Does Anthem Cover Inpatient and Outpatient Treatment?
Anthem provides coverage for certain inpatient drug misuse treatment facilities. However, not all individuals can take the time to live in a clinic for constant treatment. When this occurs, outpatient treatment is available as Anthem covers most outpatient services for IOPs and PHPs. Additionally, Anthem covers sessions with therapists to improve mental health during drug or alcohol addiction treatment.
More About Anthem Blue Cross Rehab Coverage
As is the case with most health insurance companies, a person’s plan dictates the exact level of coverage they can receive for addiction treatment. Anthem Blue Cross rehab coverage varies by state, member, and care provider. However, services are approved when deemed medically necessary. Therefore, detox for alcohol, opioids, and benzodiazepines are commonly covered.
When a person has a question about his or her plan, it is best to check with the insurance provider directly. Member services are available by phone and on the insurance company’s website.
Does Anthem Cover Treatment for Mental Health Services and Co-Occurring Disorders?
There are a number of individuals who suffer from a substance misuse disorder and mental illness at the same time. This is known as a co-occurring disorder. Anthem covers mental health care and offers individuals access to a large network of care providers who provide this level of treatment.
Coverage for Medication-Assisted Treatment for Addiction
During drug and alcohol treatment, it is common for a person to be prescribed medication to navigate the recovery process. Using certain medications under professional supervision can ease the situation so that a person experiences fewer symptoms, stays the course, and continues recovering. It is an essential part of long-term recovery.
Therefore, it is vital to have these medications covered under insurance. Anthem covers Suboxone, a drug that is used to treat opioid misuse. It assists with withdrawal symptoms and lowers cravings. However, an individual may require pre-authorization for coverage. Without insurance, this medicine is extremely expensive. In detail, the generic Suboxone can cost up to $200 each month. Insurance coverage makes this drug much more affordable.
Anthem Blue Cross Rehab Health Insurance Coverage at Harmony Place
Harmony Place accepts Anthem insurance for many addiction treatment services, and we will do everything in our power to work with you so you can get on the road to recovery. Our rehab center offers treatment for substance misuse and co-occurring disorders through inpatient and outpatient services in a safe and comfortable environment.
You can connect to our team to help you verify insurance coverage and seek help toward long-term recovery. For more information about our center or the coverage of an Anthem plan, feel free to reach out to us today.