Does Health Insurance Cover Rehab Programs for Drug Addiction in California?

The cost of rehabilitation for drug addiction with insurance in California varies based on your policy details, provider network, and required care level. Most insurance plans cover a significant portion of both inpatient and outpatient addiction treatment services, potentially reducing your expenses to anywhere from several hundred to several thousand dollars, depending on deductibles and copayments.

If you lack insurance, drug treatment programs in California may range from $1,000 to $60,000 per month, influenced by the program’s type and duration. However, with insurance plans that adhere to the Affordable Care Act (ACA) or are accepted by the rehab center, your expenses can be considerably lower, making treatment more affordable and less taxing on your budget.

Regarding medical expenses, avoid the risk of financial burden or loss. Allow our committed team at Harmony Place to alleviate your stress by determining the complete cost of addiction rehab with insurance.

Medicaid and Medicare provide support for drug addiction treatment in California, but your coverage will vary based on the specific program and your eligibility. In California, Medicaid is called Medi-Cal and typically covers detoxification, inpatient, and outpatient rehabilitation services. Medicare also includes addiction treatment benefits, especially under Parts A and B for hospital and outpatient services.

Medi-Cal usually offers behavioral therapy, Medication-Assisted Treatment (MAT), and residential rehab for low-income individuals who qualify. As a Medicare recipient, you can receive treatment for substance use disorders through approved providers, although you might have to pay certain copayments or deductibles. Both programs strive to enhance access to thorough addiction care, assisting Californians in achieving recovery through certified treatment facilities. For more details about Medicaid or Medicare coverage, contact us at Harmony Place.